A pension provides you with the knowledge and security of added financial support after you retire.

Legally, you really need to be considering certain issues about pensions whether as an individual, an employee or an employer.,

Individuals and employees should ask questions such as:

  • Is my employer legally obliged to provide a pension?
  • Will my spouse take a share?
  • Can my wife take a share of my pension?
  • What are my rights to a state pension?
  • What happens to pensions on divorce?

As an employer you will be wanting to find out:

  • Are there any tax benefits involved with pensions?
  • As a company do we have to provide our employees with a pension?
  • How do we go about establishing an employee pension scheme?
Pensions Law and the law as it affects pensions is subject to constant scrutiny and change. There have been various parliamentary acts and statutes passed that are worth paying particular attention to:
  • Pensions Schemes Act 1993 (PSA 1993)
This act covers  occupational pensions, personal pensions, pension schemes and rights to state pensions.
There is also:
  • Pensions Act 1995 (PA 1995)
This act introduced notable changes to pensions law and rights. Before the act, as pension scheme member divorcing your spouse, you could be ordered by the court to pay a bigger percentage of your matrimonial property compared to similar circumstances where no pension rights existed.

Through Family Law Southampton you will talk to lawyers near you who will give you the best pension law advice in Southampton.


Call Family Law Southampton  on 02380 084 518for a no obligation talk about pension law and your rights and responsibilities. Our initial advice is completely confidential and free. You can l;so get in touch through the online enquiry form on this site or email your query to This e-mail address is being protected from spambots. You need JavaScript enabled to view it .


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